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Make Money Online

Make Money Online

Article by Money Maker
























Make Money Online Filling Out Surveys

Are you looking for a legitimate way to make money online? Maybe you want some extra spending money. Or perhaps you need the money to pay bills.

Getting paid for filling out simple surveys or as a seller on eBay, or having a percentage of any sale that you can generate, could be your next way to get your extra income

Filling Out Surveys?Surveys are cool. You may have the chance to find out about new products long before they actually become available in stores. You might get to play video games that haven’t even been released yet. And you might get to watch trailers for movies that haven’t even finished filming yet. And the best part: you get paid for your “efforts.”

That’s because paying for you to take surveys is the quickest and easiest way for a company to get the information and feedback they need. And believe it or not, even when they pay thousands of people several dollars each for fill it in even one quick survey, it’s cheaper (and more effective) for them than many other forms of market research. And it’s way cheaper than making a costly mistake.

Remember the NEW Coke? What a disaster that was! And it would have been so easy to prevent. All they had to do was ask people what they thought of the idea and they would have known better than to mess with a tried and true formula.

But noooo. The company executives thought they knew what was best – and they fell flat on their face.

So surveys can be essential for a company’s survival. And they know it and are willing to pay for it. So why not let them pay you?

So, are you looking for a legitimate way to make money online? Maybe you want some extra spending money. Or perhaps you need the money to pay bills. Either way, getting paid for filling out simple surveys can be a fun and lucrative way to earn that extra cash.

In fact, there’s quite a lot of money to be had – and the cool thing is that you can earn it in your spare time. Any time you can spare a few minutes – or a few hours, you can make money.

It’s easy too. Once you have signed up with the right survey companies, all you have to do is check your email and pick the best surveys, and you’re off to earning money every time you fill in the blanks.

some usefull tipsAre you ready for some tips and tricks on how to make money from online surveys? Well then you’re reading the right article. I’ll be covering how to make money taking online surveys and how to make the most money from paid surveys.

Let me start by giving you some tips so you don’t make the most common mistakes that most new people make when they first start taking paid surveys.

Most surveys that you take will actually be disguised lead generators. In other words the company that has listed a survey within a paid survey listing site could care less about your answers. All they really want is your email address and or telephone number so they can hit you with sales pitch after sales pitch. Some do pay you for true market research but not the majority. Don’t let this scare you off. I am going to tell you how to protect yourself while still making money.

First run to your favorite free email provider and setup several email accounts that you will not care when they get spammed to death. Gmail, Yahoo and Hotmail work perfectly fine. The only time you will really need to check these email accounts is if you have to confirm an email. Other than that you will just need to login to them on occasion and clear them out so you don’t bounce back any emails because of a full inbox.

If you are going to take surveys that require you to enter a telephone number you will want to setup a disposable telephone number also. Just search the web and you can find many companies that will give you a free telephone number that automatically goes to voice mail. Don’t forget to login to the accounts you setup and clear out your voice mails so callers don’t receive a voice mail box full message.

To make the most money from taking online surveys you will want to sign up for as many companies that offer paid surveys as you have time for. Just make sure you do a little searching on a search engine about each company. You want to see if people are happy with them or if people are having payment problems from them. Most survey companies are legitimate, but one pops up every now and then just to rip people off. They offer legitimate paid surveys but never pay anyone and run off with the money that the companies paid them to find people like you to take the surveys.

Now that I have shown you a little on how to make money from online surveys it’s time for you to start researching each company you find and start taking those money making surveys.

Want to get started right away? Visit www.simple-ways-to-make-money-online.com and enter your details (It’s a Free Service) and you will start receiving surveys to fill out and start earning.

And if you’re wondering why anyone would care about your opinion, let alone pay you good money for it, read on. There’s a reason why you can make real money with surveys:

Countless companies, including the largest international corporations, are desperately trying to find out what consumers want. And they’re willing to pay a whole lot of money for market research.

But they still have a problem. How can they connect with you, the consumer? It’s not all that easy, so they hire survey companies to help them find out what people think about their products and what they would be most likely to buy in the future. They also want to know what it will take to get people to buy.

And if you sign up, you’ll become part of that cutting edge market research.

Now you’re probably wondering what it will take to connect with those big companies and get paid for sharing your opinion?

All you have to do is find the right surveys. And the easiest way to do that is to join a club that specializes in helping consumers like you and me to hook up with the surveys that pay the most money.

And the best one of those clubs we have found is a website called SurveyMastermind. Unlike a lot of other survey sites out there, it’s a Free Service. Not only that, but they also specialize in connecting you with surveys that actually pay. And as soon as you join and sign up with the companies they recommend, you will start receiving surveys to fill out and start earning.

Get 5+/day. Do the math

Please visit www.simple-ways-to-make-money-online.com for more info and a free report.

Is making money with surveys difficult?

Not at all. You just need to be able to answer a few simple questions and fill in some details, and you’re ready to earn a nice income from taking online surveys and helping companies with their market research.

How do I pick the right survey sites?

Start by joining a survey club that will connect you with the best sites. After all, how much you can earn will depend on which survey sites you sign up for. Some of those sites will pay you money every time you fill out a survey, while others use more of a sweepstakes approach, and offer cash and prize draws to those who fill out their surveys.

SurveyMastermind will help you find survey sites that pay cash for surveys. Many other sites mostly send you surveys that offer prizes and points, so you need to be careful.

No matter which site you sign up for, though, they ultimately all work the same way. You tell them your basic information and then they start sending you surveys whenever they become available.

However, the quality of the surveys you get can vary widely. That’s why SurveyMastermind is so helpful. They pre-screen the actual survey sites for you and steer you to the ones that pay the most, and away from those that just waste your time.

How will it work?

First you join SurveyMastermind. Then, you’ll get access to a list of pre-screened survey companies which in turn will send you the surveys.

You sign up for several of those companies and fill out your profile with as much information as you can. This will help the site in deciding which surveys to send to whom.

Do all survey companies pay cash?

No they don’t. SurveyMastermind will be sure to steer you towards survey companies that have lots of cash-paying surveys and away from those that don’t.

How much can I earn?

The amount you will receive for each survey or market research exercise varies between sites and countries, and it depends on the amount of time each one will take you. One site pays between and which is about average, although most surveys will be at the lower end of the scale. Of course, you can fill in several surveys per hour, so the earnings can add up.

Can I answer the surveys any time I want?

Yes you can. However, you should know that you’re usually competing with other survey takers. Each survey may only need to be answered by a set number of people and they often send it to more than is needed to make sure they get enough replies. The sooner you can complete each one and send it back, the better – and the faster your money will add up too.

Is there anything else I need to know?

Make sure you set up a new email account purely for use with your survey sites. After all, you will be getting lots of emails to plough through, and you don’t want them all going into your normal accounts. That way, you won’t have to sort through them to find your personal email. You also don’t risk missing a potentially lucrative survey in an inbox full of personal email.

How can I get started?

Please visit www.simple-ways-to-make-money-online.com for more info and a free report.

About the Author

Beat Making SoftwareCyber Sequencersimple ways to make money online












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Six Things Your Life Coach Doesn’t Want You To Know

Six Things Your Life Coach Doesn’t Want You To Know

Article by Judy Widener
























There are many confusing and false messages bouncing around in cyberspace about life coaching. After coaching 600 people over the past 13 years, talking with dozens of coaches and surfing the websites of about 100 more, I’m sharing my take on what coaching is–and isn’t. I’d like to say upfront that my intention is not to offend or denigrate. I’m simply stating my informed opinion, which is best taken with a grain of salt.

It’s important to start with the fact that the field of coaching is unregulated. This means that anyone, without any formal training, can call themselves a life coach. And they can coach any way they please. So caveat emptor! The onus of choosing the coach who will serve you best is on you.

In my research, I’ve found that there are basically 2 kinds of life coaches, and the contrast is stark. There are coaches who say they’ll hold you accountable and help you stay motivated until you achieve your goals. They tout their excellent listening and questioning skills as their core talents. In my admittedly unscientific survey, about 99% of the coaches I have met in person and online fall into this category.

In the other camp are coaches with excellent listening and questioning skills who say they’ll help you develop new ways of thinking and behaving. These coaches have studied and developed specific techniques that you can learn, then apply to any issue for the rest of your life. The goal of this type of coaching is for you to master the skills, using them independently to attain your desires faster, more efficiently and more enjoyably.

In my opinion, coaching that goes on indefinitely, with you relying on the support of your coach to achieve goals (but not learning new skills) is codependency, not coaching. Intentionally or not, anyone who does this isn’t a coach, they’re a parasite. True life coaches have a set of strategies you can use to evolve yourself for the rest of your life. Beyond merely achieving goals, coaching is about your growth as a human being.

With that said, I do believe that all coaches have a genuine desire to assist. However, most coaches’ training (if they have any) is, well, the nicest words I can think of are…incomplete and, in some instances, inappropriate.

With that background in place, let’s peek behind the curtain at the biggest secrets in coaching.

Secret #1: Promising You Instant Results is ImpossibleThe Industrial and Information Ages have proliferated a plethora of gadgets, pills, books and videos that promise instant results. Not surprisingly, you’ve been programmed to expect that coaching will immediately make your life better.

Accordingly, many coaches feel strong pressure to fulfill this expectation by producing some kind of dramatic “breakthrough” in every coaching session. The idea is that if the coach asks you the right deep questions, you’ll have a brilliant flash of insight. There are two fallacies here. The first is in thinking that coaches “do” something to their clients. In fact, it’s up to the client to take the actions that will produce the results they’re looking for. Second, coaching is a process, not an event.

While you may see some improvement in one session, life-altering, permanent improvements take time, repeated focus, and learning new ways to do things differently. Of course, major shifts can happen, but both you and your coach will put unnecessary pressure on yourselves by trying to force you to make a huge change you don’t need or aren’t ready for.

Sure, questioning is a major part of coaching. But the role of questions isn’t to sledge hammer you into a dramatic breakthrough. Questions are one tool used to guide you in your process of gaining incrementally deeper self-knowledge. The goal of coaching isn’t to rush to get it done, it’s to help you learn as much as you can.

The processes of learning and making internal shifts in thinking is as unique as fingerprints and as unknowable as the depths of the ocean. It takes whatever time you need. Even with the biggest crystal ball in the world, no coach can promise a specific result by a certain date.

Any coach who tells you that you’ll achieve a certain level in 1,3, or 10 coaching sessions is ignoring your individuality and your responsibility for your own growth. This is inconsistent with the basic philosophy of coaching.

Secret #2: Personality Tests are Worthless for Choosing Your Career

The widely accepted myth of personality is that, by adulthood, it’s set in stone. But in 100 years of intense study, psychologists can’t even agree on the definition of personality, much less the limits of its development.

Two popular personality tests that life and career coaches use are the Myers-Briggs and the DISC. Their thinking is that you should choose a career that matches your personality (shaky ground indeed).

The purported benefit of this strategy is to narrow the overwhelming field of career choices. To alleviate your suffering, the coach squeezes you into one of a handful of boxes, then hands you a relatively short list of careers that some undefined percentage of those with your personality type could be “successful” in.

Never mind that these tests have no scientific validity. Meaning, you could take the same test on two different days and get two very different results. On top of that, these tests compare you to arbitrary norms (which are gender, ethnicity and culturally biased), ignoring your individuality and your context.

The icing on the cake is that since studies have shown that the Myers-Briggs does not predict job success well, using it for this purpose is expressly discouraged in its manual. But inexplicably, lots of coaches make gobs of money doing just that. That just seems unethical, or at least antithetical to the spirit of coaching.

The DISC is based on the faulty logic that you possess one of four personality types, which can be teased out by forcing you to choose one of four options for each question on the test. What if you don’t agree with any of the choices? If you choose enough options that don’t reflect what you truly think, the results are less than worthless. They can be destructively misguiding.

The best coaches will tell you that your personality traits are simply patterns of behavior you’ve developed (and gotten comfortable with) over your lifetime. As a pattern of behavior, any trait can be consciously changed any time you like, if you have the tools. Accordingly, their conversation about your career won’t use the strategy of matching a job in Column A to a trait in Column B.

Secret #3: Taking Action For The Sake Of Action Undermines Your Real Power

To achieve the results they tout, coaches preach action. Lots of it. They think that if you do more, you’ll get more, faster. They’ll sell you fancy spreadsheets and planners to track your actions, too.But in all of this act-act-act, you can lose sight of your motivation: why you want what you want. It’s by staying focused on why you want something–the benefits of having it–that you’ll find the juice to keep pursuing it until you get it.

As I stated in my previous post, most coaches describe their role as holding you accountable to take big actions before the next coaching call. Their strategy is that you’ll be motivated by the desires to avoid the humiliation of having nothing to report, and this scheme does work. Avoiding humiliation is a strong motivator, but it pulls you away from your greatest source of power: your passion.

So accountability is the default strategy for coaches who don’t have any tools to address the real issue: how to deal with the negative thoughts that block you from freely pursuing your passion.The best coaches don’t rely on your human drive to avoid pain (humiliation, guilt, etc). Instead, they fan the flames of your motivation to seek whatever you’re passionate about.

Secret #4: Success Isn’t A Destination, And You Can’t Possess It

Coaches talk a lot about achieving success, as if success were a thing you could possess. Well, if it were, then success would also be a destination. Once you achieve it, you’ll be able to sit back and coast for the rest of your life.

When you’re driven to succeed, you allow yourself to feel good only after you’ve completely achieved that desire. But in this scenario, the good feeling eventually fades, which prompts you to go after another goal so you can feel good again.

However, there’s a huge difference between being successful and having a fulfilling life. Success is a distant external goal you might achieve someday. Every day until then is about work, effort, sacrifice and pain. Deferred gratification.

On the other hand, when you choose a fulfilling life, every step you take in the direction of every desire becomes an act of fulfillment. You experience fulfillment as an internal choice that creates a perpetual state of being: you feel fulfilled every day.

Secret #5: Success Doesn’t Require Discipline. Even If You Think You Need It, You Have Plenty Of It

Coaches insist that it takes discipline and commitment to be successful. But you already possess all the discipline, commitment and courage you need to get anything you want. You just don’t know it, you certainly can’t feel it and you don’t need it, anyway. In their defense, most coaches are unaware of this, too.

Here’s the proof: If you’ve ever worked a job you didn’t like for more than 10 minutes, you have discipline. My bet is that you’ve worked for years at jobs you found boring or otherwise uninspiring, did favors for others you didn’t want to do, and performed admirable household chores to boot. That takes HUGE discipline!

So give yourself some credit. Just because you struggle to lose 10 pounds doesn’t mean you’re a wimpy, undisciplined loser. It just means you don’t know how to focus yet.

After coaching 600 people, I’ve seen that you don’t need to develop strong skills of commitment, courage or discipline to enjoy a fulfilling life. All you need is passion.

You see, passion isn’t just a feeling, it’s a tour de force. When you engage your passion, tons of energy, discipline, courage and commitment (more on this next) come along for the ride. What’s true is that it’s your nature to think about, talk about and pursue the object of your passion until you get it. When you think about it, discipline and commitment are just synonyms for the desire to stay focused on what you want until you get it.

But discipline is a heavy word. Baggage-laden with guilt, frustration, disappointment and failure. Coaches are useful for easing the weight of that baggage only if they emphasize the pursuit of passion as the basis and driver of every goal.

Secret #6: Commitment Doesn’t Create Limitations You “Just Have To Live With”

There’s a pervasive belief in our culture that making a commitment creates limitations. When you choose one career or one mate, you’re essentially un-choosing every other possibility. You’re stuck with your choice, forever sacrificing other attractive options.

This perspective misses an important point. Ultimately, a commitment is an expression of your freedom to choose. Once you choose, you’re free to express yourself fully in the context of that career, relationship, hobby, whatever. And as long as you live, you’re always free to choose again, and again, and again…

When you order the fish, you’ve excluded the steak or the chicken from that meal. But from herbs to cooking methods to side dishes, there are innumerable variations on any food you choose. Don’t forget that every meal also includes a salad and a dessert–more ways to satisfy your palate. The point is, there are infinite ways to spice up your career, your relationships, and every other part of your life so that you’ll feel full (fulfilled) every day. The only limitation is your imagination.

You can’t earn a living without choosing a career path. You can’t have a fulfilling romantic life without a beloved. So choose the steak career or mate. Or the chicken or fish career or mate. Just choose, live and learn. You can always choose again if you discover you need to do that.

About the Author

Judy Widener is a Certified Life Coach and author of Power For A Lifetime: Tools You Customize to Build Your Personal Power Every Day Of Your Life. You can download two chapters of her book at no cost at http://www.myinnerfrontiers.com. Her passion is assisting her clients to discover what is most important to them, then to create more balance and satisfaction in their lives. Empowerment Life Coaching is a comprehensive program that teaches clients simple ways to build their personal power and overcome obstacles to achieving their dreams. Judy has coached more than 600 people over the past 12 years. Her website is http://www.myinnerfrontiers.com.












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The Best Home Business

The Best Home Business

Article by Donovan Baldwin







Copyright 2005 Donovan Baldwin

I was once talking to my wife about exercise. I have been involved in health, fitness, and weight loss for years. We were discussing some aspects of exercise, and I mentioned that there was no such thing as a “best” exercise because exercise can be used to accomplish so many things and so many people actually find different exercise niches that fit them best.

My wife immediately came back with, “I know what the best exercise is. It’s the one you do and don’t quit.”

Well, maybe not a stroke of genius, but definitely an insight.

Whether you’re talking about exercise or running a home business or building a relationship, don’t you think “something you do and don’t quit” should be among the top criteria?

After all, what normal person is going to stick with an exercise program (or home business) if that program or exercise is boring and tedious and does not provide some overriding reward that compensates for the tedium (and occasional pain)? Certainly, after time the rewards experienced may cause the activity to become less of a chore, but generally the rewards at the beginning of an activity are often small or even nonexistant. Increased ability may help make the activity more enjoyable. But for most of us, our initial motivation is not going to be able to carry us through the period of adaptation and learning that will accompany the new program.

However, a program devised of activities we LIKE to do may very well give us the motivation to do it day after day.

Just like the “best excercise”, everybody would like to find the “best” home business. That would mean leaving the boss, the time clock and the commute behind. Wouldn’t that be great? Just the dream of leaving the old nine-to-five behind might not be enough to carry the new business owner through the initial period which often is comprised of challenges, disappointments, rejection, failure, and tedium.

Okay, so what IS the BEST home business?

For starters, I think the best home business for you might not be the best home business for me. By the way, I was going to keep saying “home business or internet business”, but I figured out that was too much typing, so when I say “home business”, just assume that I am also saying, “internet business” which is a kind of home business anyway. Okay, got it straight? I don’t intend to repeat it.

There are going to be a lot of things to think about and problems to overcome with ANY new business opportunity. There will be finances to be arranged, schedules and plans to be drawn up, networks to be established, and so on.

Wouldn’t life be a little easier if you started out in a business you knew something about? After all, might there be a reason for so many women doing well with companies such as Avon, Mary Kay, and Arbonne? Who might have the edge with Amsoil Synthetic Motor Oil in today’s society? A man or a woman? I’m not trying to stereotype, it’s just a woman in our society, is more likely to be knowledgeable about and interested in cosmetics than motor oil, and vice-versa for a man, and you will probably find that the leaders in each of those types of businesses fall into that female/male pattern (although I have been introduced to a gentleman who was a successful Avon distributer, and I am sure there are many ladies selling Amsoil Motor Oil.

Let’s look at it another way. Who is going to be more successful selling pet products, someone who loves animals or someone who could care less about animals but figures they could make a few bucks? Better yet, what if that person who loves animals really believes that they have found a great pet product and want to share it with others? So now you’re looking for a home business. If you jump at the opportunity to “make a lot of money”, what is going to happen to your motivation after a while if that money does not appear? What if, however, you find an opportunity that fits in with your likes and desires? Wouldn’t your chances of success be better with that than with a program that you joined because you want to make money, but could care less about the business or product?

A step further. It’s a business you WANT to be involved in, you can make money with it, AND you know something about the subject already. My first successful home business, the one I reached a six-figure income with, was in the health and fitness field, and involved selling a product and providing a service that I believed in passionately. There was a long dry spell at first, but I stayed with it because IT WAS FUN AND I ENJOYED IT! I now put a couple of thousand dollars a week into the bank because IT IS STILL FUN AND I STILL ENJOY IT!

You know something funny? I got to the point where I enjoyed running my internet business so much and had learned so much about doing it, that I began to enjoy the act of internet marketing. In fact, that has become my new business. I share the fun and facts of internet marketing with people new to this whole idea. I write articles, I construct web sites, I promote thru various means. I am a member of several forums where I exchange information and sometimes jokes with others who also enjoy internet marketing. We learn from each other, and sometimes hit the jackpot again. It’s almost addictive. If you just want to make a lot of money fast, you COULD just STEAL it. That would probably not cause you much peace of mind, and it has certain inherent risks you might not want to take.

However, if you are interested in learning how to make money with a home or internet business, find out who you are first. Find out what you enjoy doing. Years ago, Earl Nightingale, a host of a national radio show dealing with motivation and success answered a question from a listener. The listener was a young man who wanted to know what to do with his life, what career he should follow to make money and be successful. Earl Nightingale told him to find something he enjoyed doing so much that he would do it even if nobody paid him and make that his life’s work.

Not bad advice



About the Author

Retired from the Army, the author has worked as an accountant, purchasing agent, optical lab manager, restaurant manager, instructor and long-haul truck driver. An active internet marketer since 2000, he now makes his living online. Find more of his articles at http://xtramoney4me.net/internet_marketing_links/articles/index.html

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Finding Work From Home Employment

Finding Work From Home Employment

Article by Will Tanner







First of all, be sure that the make money working from home employment appearance like it is one thing that works well. For example, if it appears like you are going to be doing an excessive amount of work for the amount of money, it’s in all probability not a good deal for you. Conjointly, if it seems too smart to be true, it terribly well would possibly be too sensible to be true. As an example, if it seems like you are simply visiting be doing too very little work and obtaining paid manner a lot of additional than seems to make sense, you’re in all probability not visiting be terribly happy at that kind of job. If a job looks too good to be true, it may even finish up being a scam. A smart rule of thumb is to look for the types of jobs that seem like you are doing a decent amount of labor for the right sort of money.

Another smart idea when you are doing work from home employment searches is to simply put down the name of the business or kind of job that you’re visiting be doing and do an internet search on it. This will give you a sensible plan of what you can expect from that type of job, and it will let you recognize what varieties of things you are visiting be trying for at that job. Be positive that you are in a position to do as abundant as possible as you can to create certain that you are researching as abundant as you can regarding the numerous sorts of labor from home employment that you may find. Keep in mind that when you are prepared to try to to your own analysis, you recognize that you’re prepared to seem at the sorts of jobs and perhaps to search out the best one for you.

If you want a lot of independence, freelancing might be a smart choice for you. Freelancing will be thought of as something between a work at home employment and a piece at home business. You’ll almost regard it as telecommuting employment. And during a manner it is. However, based mostly on the independence you are typically afforded, it is a lot of nearer to having your own business. For example, as a freelancer you have total control over the people you wish to figure with. Among the foremost common developed skills you ought to have if you’re considering a piece at home employment career as a freelancer are the ability to jot down, business recommendation, counseling, and others.

Affiliate promoting is one among the best ways in which to money in on these possibilities. Several websites who are run by corporations who have one thing to sell, whether a product or a service, are looking for ways that to succeed in more customers – this can be where you come in! You’ll help these corporations get more guests to their sites, and this be your work from home job would like to make cash now.

In affiliate marketing, firms can use some house on your web site to position a billboard containing a link to their website. They will place these advertisements, typically speaking on websites whose content is relevant in some way to a product or service which they’re marketing. For example, if you’ve got a web site (or are willing to line one up) concerning dog food, you could explore for affiliate marketing programs from corporations who sell dog food. The manner that this works is that any time a visitor to your website clicks on that link to the merchants web site and makes a sale of their product or service, you receive a commission.



About the Author

Home Employment R Us is the premier resource for home business employment information on the internet. Click on the links now to begin your search for the best self employment at home opportunities on the internet.

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Money Money Money – How much is the house you are looking at buying?

Money Money Money – How much is the house you are looking at buying?

Article by Rebecca Beckett







We are all tightening our belts, in small ways and big ways. However, due to the government’s homebuyer’s credit, many people are still rushing out into the real estate market to find their dream home. People must consider the amount of money they are spending, the long term affects and their current financial situation. Currently, it is very difficult for start up companies to obtain small business loans Likewise, it might be more difficult for a consumer to open a new line of credit at a bank. Think of how much more difficult it will be to get a home loan, get approved for buying a home or selling a home.

So you believe that buying a home right now is the right choice for you. Make sure that you start saving money. You are going to need it. You will need money to put down a nice down payment. Plus, you’ll need to be able to cover the closing costs. Then, once you are in the home you will want to have some extra money available to cover any costs that come up unexpectedly.

Second, you need to maintain a high credit score. Not just a good credit score but a high one. In fact, the higher the better. You will get the best interest rate if your credit score is high. Homeowners are always shopping for the best rates so that they can have the smallest mortgage payment possible. Every homebuyer wants to get the best deal possible. If you have bad credit you will want to start raising the score. Learn how to do this by talking with a credit specialist or by searching online for the best ways to raise your score. It will be very difficult to get a loan at all without a decent credit score.

Finally, take some time to start reducing your debt. Get rid of those high interest credit card accounts first and foremost. You want to make sure that you are establishing a good debt to income ratio so that you can qualify for a good mortgage. Plus, if you lose less of your available credit you are going to improve your credit score.

Before the downturn of the real estate market, a lot of people made a lot of bad decisions regarding the amount of money they were spending on houses. Clearly with the amount of foreclosures on the market today, people were not thinking about their financial situations. It is difficult to manage money and to make sound financial decisions, especially when there are so many enticements and good deals out there. Just make sure that if you are going to buy a house and take advantage of those good deal and enticements that you will need to be able to afford the house for many years to come. It is not a one time deal. Taxes go up, utilities will change and you need to make that you can roll with the changes. Take a minute to assess your financial situation so you can make the choices right for you.



About the Author

About the Author: Rebecca Beckett is a freelance writer for Innuity If you would like more information about small business loans, or line of credit go to Innuity Fundng

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How Teens Make Money With No Money

How Teens Make Money With No Money

Article by Kwanza Green







How Teens Make Money With No Money

They are making money with a system called Project Payday.

So What Exactly is the Project Payday System?

The system is about Incentivized Freebie Websites, or IFWs. These sites are not well known but have been growing steadily on the Internet. There are 100s of freebie sites out there and they are multiplying fast with new sites launched daily.

How Exactly Do “Incentivized Freebie Websites” Work?

Most of these sites give away electronics such as iPods and digital products (cameras, game systems, PC’s, TVs, etc.) but other things too – designer handbags and clothing accessories for women, golf clubs and accessories for men, gift cards, and best of all, cash.

Most Teens Are Making Money Working With The Incentive Freebie Websites like this;

METHOD ONE

You sign up at a free give-away site and fill out a “sponsor offer”.

This is some form of a trial or other offer from a large company such as AOL, Blockbuster, Columbia House, etc. Some offers are free,

with others you have to pay a small (.00) shipping and handling or other fee.

There are websites that will set up a transaction through Paypal whereYOU get paid 5$ to 25$ + to just fill out a free sponser offer.This works because the website running the promotion is paid a commission each time they generate a lead for an advertiser.

They might earn each time they refer a new person to websites like AOL etc. even though the user only signed up for a free trial and didn’t pay

anything at all.

METHOD TWO

You can pay people to sign the offers for you.The way that this works is say you come across a free 300 gift card sponsor offerand you need to refer 4 people before receiving the gift card.

There are sites you can go to to set up a Paypal payment where you pay the referrals say 25$ each for them to sign the offer. This transfer is as good as getting 0.

This is the quickest and easiest method to make money with IFWs.

You can make in the next hour or two just by following these simple steps.

These methods are great because it’s very straightforward – you complete sponsor offers for others or you pay others to complete sponsor offers and in return they will pay you for doing so.

Keep in mind at any given time there are 100s of people willing to pay you for completing an offer.

Step-By-Step Instructions

Here’s how it works:

Visit one of the various “referral trading” sites to find people who are currently paying for offer completions. Their posts will indicate which sites they are working on, and how much they are willing to pay for your referral. Simply contact them to confirm the deal.

Once the deal has been confirmed, follow the referral link they will provide you and then complete a sponsor offer. Receive your payment from them via PayPal. Presto! That’s all there is to it!

Why This Works and Why People Are Happy to Pay You

This works because of the money involved. Let’s look at the free Xbox 360 promotion from FreePay- a popular freebie site at the moment.

In the print at the bottom of FreePay’s Free Xbox 360 Offer page, you’ll see that it requires you to complete an offer and get 8 referrals.

The free premium Xbox 360 has a retail price of 9.

Even if the user pays 8 people each they have purchased a brand new Xbox 360 for half price. Everyone wins.

This is why people will pay you to complete offers for them? It really does make a lot of sense if you think about it.

Ultimately this is all funded by the large advertisers being promoted by these sites. They pay the people running the IFWs each time someone is referred.

METHOD THREE

YOU CAN ALSO MAKE UPTO .00 WITH (PAYPAL) PER REFERRAL TO THIS WEBSITE AND THEY DON’T EVEN HAVE TO BUY ANYTHING. YOU CAN’T MISS THIS!!!

Using PayPal

PayPal is by far the preferred method of getting paid, for both you and the people who will be paying you. If you aren’t already a

PayPal user, you should visit PayPal.com and setup a free personal account.

This program has turned into one of those rare success stories and has gained a huge online following. As a result the people behind

Project Payday have upgraded and updated much of their content and more importantly they no longer require you to purchase the

ebook. Instead you can fill out 1 offer on their site and earn your first dollar in the process. To sign up and try it out join here.

How Teens Are Making Money Without Money



About the Author

I make easy money even teens are doing it. Thousands possible every month. How? Click below to find out: http://savvymoneymakers.webs.com

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Money, Money, Money…It’s a Prudent (Business)Man’s World

Money, Money, Money…It’s a Prudent (Business)Man’s World

Article by Michael Barrows







Ive just had a very interesting week:1. On the Monday I was in the Post Office writing a very large cheque to pay my annual tax bill. Handing over so much money would normally be enough to make a grown man (me) cry, but to be honest I had a smile on my face. Why? Simple really – I knew that I’d been saving the money from my earnings during the year and so I had lots of money in my business account to cover the payment.2. On the Tuesday I had a meeting with a client who is the owner of a large kitchen and bathroom supplies company. As we talked about the economic climate, he was very upbeat. Not only did his company have enough money in the bank to carry them through at least the next 12 months, but also a local bedroom furniture company had recently gone out of business, so he had recruited some of their staff and had expanded into supplying bedroom furniture.3. A little later in the week, I watched a TV programme that was covering the effect of the credit crunch on the car industry. The big message was that, if you are in the market for a new car, this is the best time to head to the showrooms. Looking for that dream Lexus? You can almost demand they pay you to take it off your hands! In fact one car company (Mazda) is even offering a ‘buy-one-get-one-free’ deal on new models! So what do these 3 unrelated incidents teach us about business? For me, 2 messages stand out quite clearly:Lesson 1: Firstly, a return to a favourite theme of mine: I’ve mentioned before the old adage, “sales are vanity, profit is sanity, cash is reality”. It doesn’t matter how much in sales a business makes if it doesn’t yield a profit on those sales. And that profit needs to be turned into cash in the bank – enough to always be able to pay the bills when they arise (like my tax bill). Keeping a good cashflow is essential for long-term business success and is absolutely critical in these difficult times. As my client company demonstrated, if you have enough cash available, you have a wonderful safety blanket in place. This is a basic truism – in the Bible when Joseph interpreted Pharaoh’s dream and advised him to store grain during the seven years of plenty, in readiness for the seven years of famine, he was teaching a fundamental business lesson. The problem is that many businesses (large and small) fail to learn this lesson, and the result is that in ‘times of famine’ (aka credit crunch/recession/economic downturn) they suffer commercial ‘starvation’. Lesson 2:The second lesson is even more pertinent to the economic crisis we are now experiencing; and it’s simply that times of crisis always give rise to excellent opportunities – especially for those who have learned Lesson 1! Virtually all the news coverage at the moment is about failing businesses, but – as my client company demonstrated – each failure presents a wonderful opportunity for other businesses to fill the void left behind. Customers of failed businesses don’t just disappear into thin air, they have to find another\an alternative supplier. And lets remember what happened to Joseph and the Pharaoh; during the seven years of famine, Egypt achieved even greater wealth by selling some of the stored grain to the starving citizens of neighbouring countries. Also, as any car buyer will now find out, troubled times may mean that you can save money by negotiating with suppliers who are desperate for your business. And for a business, saving money in this way might be the difference between having to make redundancies and saving jobs; or it might even be the thing that ultimately saves the business from failure.Take care of the cash in your business during the good times and it will take care of your business during the bad times…



About the Author

Michael Barrows is a business consultant, providing business consultancy services in Birmingham. Get some great advice on how you can improve your business, including managing business finances, by going to the Matrix Marketing & Management website.

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The Best Way to Make Money Online Using Free Methods of Generating Traffic

The Best Way to Make Money Online Using Free Methods of Generating Traffic

Article by Kevin Hauff







Looking for the Best Way to Make Money Online by Using Free Methods of Generating Traffic? If you are new in your online business and are nervous of paying too much. Then read this article in its entirety. We will take the time to examine the best way to make money online testing free traffic methods. If you were to start an online business then you know that there is no way to really start your business without coinage. Your money or someone else’s money. However the attractiveness of internet marketing is that everybody can begin making coin online; even if you do not have a lot of start up capitol. So what is the desirable way to make money online if you do not know much about marketing on the Internet and don’t have any funds? Affiliate marketing is the best way to attack for any beginner to make money online. You do not have to have your own site or product. There are many affiliate networks you can connect with to start pushing other people’s products.

So what is an affiliate marketing network you ask? It is a market place that has thousands of products in several different niches that you can feed on and literally begin making money today. However, when you start browsing this site you want to know that people are motivated to spend money on themselves. Otherwise you can spend a lot time putting effort into something that does not work. Clickbank is one of the most favored affiliate networks that people use. They keep track of all your sales for you and will even give you statistics of what people are willing to spend their money on. I recommend it for anyone just starting out. You can begin getting biweekly checks from them whenever your commissions reach ; so the pay out is notably low. If you have enough traffic to the sales page that the affiliate program has you can start today to get yours. This is the most important part of any business; whether it is an online business or offline business.

Without customers you can’t make money in any company.

However when you are first beginning I highly commend not spending too much money on your marketing efforts; as it can be a huge learning curve and not many people understand how to really use PPC (pay per click). Yes you will still need a little bit of start up bucks; however I can guarantee that in just 30 days you will begin getting commission checks from Clickbank. When you are ready, a proven system that you follow step by step shows how to be booming with an affiliate program online. The best way to begin making money is to follow someone who already has seniority in the area you are looking to have success in!



About the Author

If you want to get started bringing in some serious cash and are ready to learn from the Pro’s, you will want to check out my website today: <http://94492gp1cnq70w96bi70di-afa.hop.clickbank.net/?tid=AUTOWEALTHMAKER>

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Make Extra Money at Home – Reasons and Motivations to Keep Striving For It

Make Extra Money at Home – Reasons and Motivations to Keep Striving For It

Article by Eden Laura Quirino







If you are really interested to make extra money at home, you have to first uncover your own motivations for wanting to do so before doing anything else. This is important so that you can put it into words, write it down as a document or record, and finally map out your way on how you intend to achieve your goal, and finally working out your plan. When goals or objectives are made more concrete as when they are written down, you are made more accountable, you remind yourself what you have committed yourself to and so it is easier to get back on track should any circumstances distract you from doing so.

So let us find out. There are many reasons for wanting to make extra money at home. The most common one is to cover the basic needs of the family such as food, clothing and shelter. But even if you attained this already, there are other motivations that fuel your drive to succeed even more such as future needs and being able to afford luxuries once in a while.

You could most probably identify with some of my own motivations. Feel free to copy if they are indeed applicable to you. I want to make extra money at home because i will be able:

1. To be physically present at home so that I could spend time with my husband and kids, and to be around whenever I am needed.

2. To create additional sources of income to fund needs which are currently not covered by our existing family budget. These include but are limited to:

2.a. Maintenance Expenses for our house, cars, etc.

2.b. A Pool of savings for Emergencies such as medical needs, health maintenance

2.c. “Nest Egg” long term Investments which are intended for future needs such as retirement money

2.d. Educational Savings Fund for our children not just for College but even their preschool, primary, secondary and even up to post-graduate education – God-willing!;

3. To financially support worthy causes and especially church ministries;

4. To be able to afford occasional luxuries such as vacations, trips to the spa:) and special celebration of life milestones; this basically is translated as – to be able to buy what I want at times.

This is certainly not a comprehensive list and these are but a few I have cited. Yours may be entirely different. Either way, there is a way to make extra money at home that is legitimate, doable and affordable.

To begin your journey to make extra money at home, do not just sign up or join programs! Determine why you want it, write your goals down, do consistent efforts to build it and you are well on your on way.



About the Author

Eden Laura Quirino is the owner of www.CashConduit.net and is also an affiliate marketer of selectedlegitimate home based businesses.

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The Law of Attraction Money – How to Attract More Money?

The Law of Attraction Money – How to Attract More Money?

Article by Raymond Teh







If you are curious to find out more about the law of attraction, then you’ve probably crossed your mind that you would like to be able to manifest a better financial situation. Most people I have met have had the desire to manifest money using the Law of attractions.

This is what you should know if you want to use the techniques law of attraction to manifest money:

1 – You should be able to gradually take over. I am sure you are aware that from time to time someone really can break free and change your life almost overnight. Do not be discouraged if this does not happen to you. When you learn the techniques of the Law of attractions, you have to be patient or you will more than likely just before it gets good. Money is nothing you can not learn to manifest, but patience is your ally.

2 – You have to get rid of the negative associations they have with the money. If you’ve seen the news over the last year or two, will have to come through so much negativity associated with money. And the funny thing is that people earning $ 10 million a year they are promoting fear. You have to remove the blocks, if you really want to see the money that is manifested in your life.

3 – The money does not reach those who simply wish for it. The image of a universal genius magic sounds attractive and that helps sell a lot of books and seminars, but it means you can only want to attract money and see what looks like magic. You have to take action if it wants to attract money and is not used in the fight against it. Positive performance and positive affirmations are derived from our conscious mind, which is a very small processing power in relation to the rest of what’s happening in your brain. Positive thoughts placed on such unconscious brain activity similar to slapping butter cream icing on a cake of mud.



About the Author

Get what you desire now by learning the audio and video on success Law of attractions.

Full law of attractions videos and tips can be downloaded via http://www.law-of-attractions.info for limited time only! Click to download now!